Last Reviewed Date: 05/10/2021
This Privacy Policy (“Policy”) describes the information which Times Internet Limited (“We”, “Us”, “Our”
“Services”, “Company”) collects from you when you download, access, or use its Website or Mobile
Application(“Sites”) for delivery of information, products, offerings and content via
any mobile or
internet connected device or otherwise (collectively the "Services").
This Privacy Policy should be read in conjunction with the Terms of Use applicable to the TIL Services
you are using.
Please keep in mind that when you provide information to Us on a third-party site or platform (for
example, via Our website or applications like social media login). The information We collect is through
those third-party sites linked with Our Sites and is covered by this privacy policy, and the information
the third-party site or platform collects is subject to the third-party site or platform’s privacy
practices. Privacy choices you have made on the third-party site or platform will not apply to Our use
of the information we have collected directly through Our Sites. Please also keep in observance that Our
Sites and applications may contain links to other sites not owned or controlled by Us and We are not
responsible for the privacy practices of those sites. We encourage you to read the privacy policies of
such other sites they may collect your personal information.
All capitalized terms that have not been specifically defined herein shall have the same meaning as
provided under the Terms of Use.
User Consent
By using TIL Services (for example, when you register for an account, communicate with us, on Our sites
or applications or through social media), you agree and provide consent to Our collection, use and
sharing of your personal information as described in this policy.
Accessing Site and TIL Services through VPN
You should not access or use the Site or TIL Services by means of any mechanism or technology which
conceals your actual geo-location or provides incorrect details of your location (for example, use a
virtual private network (VPN) to access TIL Services, proxy server).
We will not be responsible or liable for any collection, storage or processing of your personal
information or data if you use any mechanism or technology to access or use Site or TIL Services which
conceals your actual geo-location.
Usage of our Mobile Applications
This policy shall also apply to our mobile applications. You are urged to update to the most current
version of mobile applications. If you use an older version of these apps and/or access discontinued
services, We may not be responsible or liable for any damages, due to any collection, storage and
processing of your personal information as per older version of mobile application.
COLLECTION AND USE OF PERSONAL INFORMATION
A. Information you provide to Us
Information Collected at the time of registration
During registration, We ask that you provide basic personal information from you to continue to interact
with you and to continue providing you the Services. Information that We may collect including but may
not limited to the following-
- First/Last Name
- Sex,
- Age,
- City, State, Address,
- E-mail id
- Contact number/Mobile No.
- DOB
- Occupation,
- Interests
Information you provide to Us voluntarily
If you send Us personal correspondence, such as emails or letters, or if other users or third parties
send Us correspondence about your activities or postings on the Site, We may collect and store such
information.
We may collect additional information ( for example, your name, e-mail id, mobile number , location
etc.,) at other times, including but not limited to, when you provide feedback(s), modify your content
or email preferences, respond to surveys, provide comments, or communicate with Us. Additionally, We may
also capture the financial information you provide Us such as investment details or compensation details
when you use TIL Service functionalities like Wealth Calculator and Tax Calculator.
B. Information automatically collected while browsing/navigating through the Site
Cookies
The Site uses cookies and other similar technologies which are necessary to its functioning and to
provide TIL
Services. Some of these cookies are essential for Us to provide you with the TIL services. For more
information
about essential cookies
To improve the responsiveness of the Sites for our Users, we may use "cookies", or similar electronic
tools to
collect Information to assign each visitor a unique, random number as a User Identification (User ID) to
understand the User's individual interests using the identified computer or device. Unless you
voluntarily
identify yourself (through registration, for example), we will have no way of knowing who you are, even
if we
assign a cookie to your computer or device. The only personal information a cookie can contain is
information
you supply. A cookie cannot read data off your hard drive or device. Our advertisers may also assign
their own
cookies to your browser (if you click on their ads etc.), a process that we do not control. We receive
and store
certain types of Information whenever you interact with us via Site or Service though your
computer/laptop/netbook or mobile/tablet/pad/handheld device etc.
Opting out
If a User opts out using the Ads Settings, the unique DoubleClick cookie ID on the User's browser is
overwritten with the phrase "OPT_OUT". Because there is no longer a unique cookie ID, the opt-out cookie
can't
be associated with a particular browser.
You can opt-out of Google Analytics for display advertising and customize Google Display Network ads
using the
Ads Settings options provided by Google
If you are interested in opting-out from specific interest-based ads, you can opt-out through the privacy
policy page or opt-out by writing to the Grievance Officer. If you have opted out, you will not obtain
personalized ads from Us via Colombia.
Log File Information
We may automatically collect limited information from your computer/device when you visit our site,
application
or service, for example;
- IP address
- Location/IP address
- Device serial number/ID
- for OTP
- In App permissions for capturing location, storage, network connection and Wi-Fi connection
- Advertiser ID/ iDFA
- pages you view
- your computer/device's name,
- your operating system,
- browser type and version,
- CPU speed,
- connection speed.
- SSO ID
- Reviews and comments provided by you
- Your preferences while using the Sites
- Your activities and browsing patterns on the Site
- Articles and Topics, you have read, followed, shared and saved
- People you follow and people following you
- Response to a survey,
- any communications with us
Clear GIFs
We may use "clear GIFs" (Web Beacons) to track the online usage patterns of our Users in an anonymous
manner,
without personally identifying the User. We may also use clear GIFs in HTML-based emails sent to our
Users to
track which emails are opened by recipients. We use this information to inter-alia deliver our web pages
to you
upon request, to tailor our Sites or Service to the interests of our users, to measure traffic within
our Sites
to improve the quality, functionality and interactivity of our Sites and let advertisers know the
geographic
locations from where our Users come without personally identifying the Users.
C. Inferred Information through usage and log data
We may track certain information about you based upon your behaviour on TIL Services. We use this
information
for conducting internal research on Our users' demographics (such as age, gender), devices, interests,
and
behaviour to better understand, protect and serve Our users.
We may also collect your Information to track user behaviour and preferences for internal analytics and
research. We may also use your information:
- To evaluate your interest for various genres of content, services, offers;
- To perform analytics and conduct customer research, to determine your interest, for identifying
content that
generates sales and to analyse traffic patterns.
If you choose to post messages on social media accounts, message boards, chat rooms or other message
areas or
leave feedback, we will collect that information you provide to us. We may retain this information as
necessary
to resolve disputes, provide customer support and troubleshoot problems and to comply with legal
obligations
under the applicable laws.
The above information may also be captured by keeping cookies on Our Sites by Our affiliates for the
purposes
mentioned above.
D. Information we collect from third parties
Information obtained from other Sources
We may receive information about you from other online sources. We may add it to Our account information
system
and treat it in accordance with this policy. If you provide information to the platform provider or
other
partner to whom We provide services, your account information including may be passed on to Us. We may
obtain
updated contact information(s) from third parties in order to correct Our records and fulfil the
Services or to
communicate with you or share the information with any third party.
Information obtained from Third party Sites
If you link, connect or login to your TIL Services account with a third party services they may send Us
information such as your registered e-mail id and public profile information from the service as stated
below;
- Facebook –Email ID and public profile information which may include name, profile picture, age,
gender etc.
- Google –Email id, language preference and age.
- LinkedIn – Email id, public information which may include name, profile picture, current position
etc.
Demographic and other information
We may reference other sources of demographic and other information in order to provide you with more
targeted
communications and promotions. We use various third party analytics service providers, among others, to
track
the user behaviour on Our Site. They are used to support display advertising towards helping Us gain
understanding of Our users' Demographics and Interests. The reports are anonymous and cannot be
associated with
any individual personally identifiable information that you may have shared with Us.
Subscription or Paid service data
When you choose any subscription or paid service, We or Our payment gateway provider may collect your
personal
information such as address or billing information, including your credit/debit card number and
expiration date
etc. The subscriptions or paid Services may be on auto renewal mode unless cancelled. If at any point
you do not
wish to auto-renew your subscription, you may cancel your subscription before the end of the
subscription term
or contact Us on Our support e-mail.
Transactional/ Billing information
Based on your purchase of a subscription or paid service, Our payment gateway partner may collect
information,
including but not limited to, your credit/debit card details or other bank account details along with
your
billing address. This information is stored by the payment gateway partner. For instance, the Services
will be
using third party payment gateway partners to process and facilitate the payment of your subscription
fee to the
Services for providing you access to the subscription; such payment gateway partners are not controlled
by us.
When you visit such payment gateways you do so at your own risk. We encourage you to familiarize
yourself with
the privacy statements provided by such payment gateways prior to providing them with information about
you or
entering into any transactions with them. We do not assume any responsibility or liability for such
payment
gateways, the content of such payment gateways and their privacy practices, nor do we endorse them.
We may receive financial or transactional information (for e.g., transaction ID, etc.) from third party
vendors
in case of payments, for reconciliation and validation of transactions and also for the purpose of
resolutions
of complaints (in case of failed transactions and refunds).
PURPOSES FOR COLLECTING, PROCESSING AND DISCLOSING YOUR PERSONAL INFORMATION
We use information to provide, analyse, administer, enhance and personalize Our service and marketing
efforts,
to process your registration, to provide you services, and to communicate with you related to below
mentioned
points. For example, we may use information to:
- To provide you and administer Our services
- Enabling registration/Sign Up and maintaining your accounts on TIL Service
- Providing you location specific content
- Analyse and understand Our audience, improve Our service (including Our user interface
experiences),recommendation algorithms and delivery which may require sharing personal information
with Our
group companies and affiliates or third-party service providers
- To help advertisers understand Our audience and confirm the value of advertising on Our Site(however
it is
usually in the form of aggregated statistics on traffic to various pages within our site) and to
provide you
relevant ads
- To provide you with interest-based content like articles, stories, news on our site
- Facilitate your use of functionalities like Tax and Wealth calculator
- Enable your participation in various webcasts and webinars conducted on the Site
- Provide you with push notifications on your browser.
- Communicate with you concerning Our service (for example by email), so that We can send you news
about TIL
Services, details about new features and content available on the TIL Services, promotional
announcements, and
surveys, and to assist you with operational requests such as password reset requests.
- Notify you about changes in terms of service or privacy policy
- Allow you to participate in interactive features offered through Our Services
- Sharing with Our customer support team to resolve your queries/concerns related to your rights or
services
provided to you.
Information Use by the Company
The Information supplied by you enables Us to improve Our services and provide you the most user-friendly
experience(s). In some cases for e.g. provision of certain service(s) or utility (ies), We may require
your
contact information as well. All required information is service dependent and TIL may use the above
said user
Information to, maintain, protect, and improve the Services and for developing new services.
We may also use your email address or other personally identifiable information to send commercial or
marketing
messages about our Services and/or such additional updates and features about third parties products and
services with an option to subscribe / unsubscribe (where feasible). We may, however, use your email
address for
non-marketing or administrative purposes (such as notifying you of major changes, for customer service
purposes,
billing, etc.)
Any personally identifiable information provided by you will not be considered as sensitive if it is
freely
available and / or accessible in the public domain like any comments, messages, blogs, scribbles
available on
social platforms like Facebook, twitter etc. Any posted/uploaded/conveyed/communication by users on the
public
sections of the "Site" becomes published content and is not considered personally identifiable
information
subject to this Privacy Policy. In case you choose to decline to submit personally identifiable
information on
the Sites, We may not be able to provide certain services on the Sites to you. We will make reasonable
efforts
to notify you of the same at the time of opening your account. In any case, We will not be liable and or
responsible for the denial of certain services to you for lack of you providing the necessary personal
information.
When you register with the Application or Services, we contact you from time to time about updating your
personal information to provide you features that we believe may benefit/interest you.
Information sharing with legal authorities, affiliates
TIL shares your information with any third parties without obtaining the prior consent of User in the
following
limited circumstances:
- When it is requested or required by law or by any court or governmental agency or authority to
disclose, for
the purpose of verification of identity, or for the prevention, detection, investigation including
cyber
incidents, or for prosecution and punishment of offences. These disclosures are made in good faith
and belief
that such disclosure is reasonably necessary for enforcing these Terms or for complying with the
applicable
laws and regulations.
- TIL may share such information within its group companies and officers and employees of such group
companies
for the purpose of processing personal information on its behalf. We also ensure that these
recipients of such
information agree to process such information based on Our instructions and in compliance with this
Privacy
Policy and any other appropriate confidentiality and security measures.
Disclosure to Third parties
Service Providers
The Application may include links to other Sites or applications (for e.g., links to payment gateways for
payment of subscription fees). Such Sites or applications are governed by their respective privacy
policies,
which are beyond Our control. Once you leave Our servers (you can tell where you are by checking the URL
in the
location bar on your browser), use of any information you provide is governed by the privacy policy of
the
operator of the application, Site you are visiting. That policy may differ from Ours. If you can't find
the
privacy policy of any of these sites via a link from the Site homepage, you should contact the
application/Site
owners directly for more information.
Advertisers
When we present Information to our advertisers -- to help them understand our audience and confirm the
value of
advertising on our Sites -- it is usually in the form of aggregated statistics on traffic to various
pages /
content within our Sites. We use third-party advertising companies to serve ads when you visit our
Sites. These
companies may use Information (excluding your name, address, email address or telephone number or other
personally identifiable information) about your visits to this and other Sites or applications, in order
to
provide advertisements about goods and services of interest to you. We do not provide any personally
identifiable information to third party advertisers / ad-servers without your consent.
Merger
In the event Times Internet Ltd. is merged with or acquired by another company or in case of
reorganization or
restructuring of business, we and Our affiliates may share your personal information, wholly or in part,
with
another business entity.
Business transfers
We provide personal information to Our affiliates and other trusted businesses or persons to process it
for us,
based on Our instructions and in compliance with Our Privacy Policy and any other appropriate
confidentiality
and security measures. We may share your activity on our Sites both for processing and for calculation
of reward
points of your profile with Times Points. This information may be stored by them.
Third Party Surveys, Promotional Activities conducted on Site
Surveys, promotional activities, might be conducted on our Site by associated third party vendors
directly.
Your personal information such as name, email, phone number, IP address, country code etc., may be
captured by
the vendor, in case you provide the details for participation in the Survey, promotional activity.
Please note
that the personal information may be shared between us and vendors for processing and deriving insights
from the
survey results, promotional activity.
LINKS TO THIRD PARTY SITES / AD-SERVERS
Our Sites may include links to third party Sites, applications and ad servers. The collection of your
information including but not limited to PII by such Sites, applications and/or ad servers are governed
by their
respective privacy policies, which are beyond our control. Their privacy policy may differ from ours.
You may share your Information regarding your activities on Sites with third party social Sites to
populate
your social wall that is visible to other people.
DATA RETENTION AND ERASURE
How long do we store and use your Information
We retain the information which We have collected no longer than is necessary. This is determined on a
case by
case basis. Normally We will retain the information as long as you maintain an account with Us and till
the time
you continue to access and use TIL Services. We will delete your information as soon as reasonably
possible,
based on your account activity and in accordance with applicable law(s), whenever you request Us to do
so.
However, We may archive and/or retain some information for legal purposes.
When you use the Services or Sites (or any of its sub sites), we make good faith efforts to provide you,
as and
when requested by you, with access to your personal information and shall further ensure that any
personal
information or sensitive personal data or information found to be inaccurate or deficient shall be
corrected or
amended as feasible, subject to any requirement for such personal information or sensitive personal data
or
information to be retained by law or for legitimate business purposes. We ask individual users to
identify
themselves and the information requested to be accessed, corrected or removed before processing such
requests,
and we may decline to process requests that are unreasonably repetitive or systematic, require
disproportionate
technical effort, jeopardize the privacy of others, or would be extremely impractical (for instance,
requests
concerning information residing on backup tapes), or for which access is not otherwise required. In any
case,
where we provide information access and correction, we perform this service free of charge, except if
doing so
would require a disproportionate effort. Because of the way we maintain certain services and/or due to
requirements under applicable laws for retaining or preserving information, after you delete your
information,
such information and/or residual copies may take a period of time before they are deleted from our
active
servers and may remain in our backup systems.
Data Erasure
We retain your personal information as long as necessary for Us to provide services to you or you ask Us
to not
retain your data. If you no longer want Us to use your information then you can request that We erase
your
personal information and close your TIL Services account as soon as reasonably possible, based on your
account
activity and in accordance with applicable law(s)..
We may retain some of your personal information as necessary for Our legitimate business interests, such
as
fraud detection and prevention and enhancing safety. For example, if We suspend the TIL Services account
for
fraud or safety reasons, We may retain certain information from that account to prevent that user from
opening a
new account in the future.
We may retain and use your personal information to the extent necessary to comply with Our legal
obligations.
For example, we may keep some of your information for tax, legal reporting and auditing obligations.
Information you have shared with others (e.g., Reviews, forum postings) may continue to be publicly
visible on
the TIL Services, even after your account is cancelled. However, attribution of such information to you
will be
removed. Additionally, some copies of your information (e.g., log records) may remain in Our database,
but are
disassociated from personal identifiers.
Because We maintain copies of personal information to protect from accidental or malicious loss and
destruction, residual copies may take a period of time before they are deleted from Our active servers
and may
remain in Our backup systems.
You can request for deletion of your information by writing to our designated Grievance Officers, via in
writing or through email signed with the electronic signature. The list of respective grievance officers
is
being provided in Terms of Use.
Please note that if you have multiple accounts with Us, then you will have to raise separate requests for
each
of the accounts, along with the associated email IDs or phone numbers.
Further, We may retain and use Your personal information to the extent necessary to comply with Our legal
obligations. For example, We may keep some of Your information for tax, legal reporting and auditing
obligations.
CHILDREN’S PRIVACY
TIL Service is not intentionally designed for or directed at persons less than 18 years of age. TIL does
not
knowingly permit any person who is under 18 years of age to register with the services or to provide any
other
personally identifying information. If TIL becomes aware or gets notified that any personally
identifiable
information of persons less than 18 years of age has been collected on the TIL Services without verified
parental consent, then TIL will take the appropriate steps to delete any such information.
However, We consider it the responsibility of parents to monitor their children’s use of Our services.
Nevertheless, it is Our policy not to collect and process any personal information from children below
18 years
of age or offer to send any promotional materials to persons in that category. TIL does not seek or
intend to
seek or receive any personal information from children. Should a parent or guardian have reasons to
believe that
a minor has provided TIL with personal information without their prior consent, please contact the
Grievance
Officer to ensure that the personal information is removed from the TIL Services.
SECURITY MEASURES
We take appropriate security measures to protect against unauthorized access to or unauthorized
alteration,
disclosure or destruction of data. These include internal reviews of Our data collection, storage and
processing
practices and security measures, including appropriate encryption and physical security measures to
guard
against unauthorized access to systems where we store personal data. All information gathered is
securely stored
within the Company controlled database. The database is stored on servers secured behind a firewall on
the
cloud; access to the servers is password-protected and is strictly limited. However, as effective as Our
security measures are, no security system is impenetrable. If you know or have reason to believe that
your TIL
account credentials have been lost, stolen, altered, or otherwise compromised or in case of any actual
or
suspected unauthorized use of your account, please contact Us by contacting Our Grievance officer.
UPDATES & CHANGES
We may alter Our privacy policy from time to time to incorporate necessary changes in technology,
applicable
law or any other variant. We reserve the right to amend the terms of this Policy from time to time. Any
changes
We make will be effective immediately on notice, which We may give by posting the new policy on the
Site. Your
use of the Sites or Services after such notice will be deemed acceptance of such changes. We may also
make
reasonable efforts to inform you via electronic mail. In any case, you are advised to review this Policy
periodically on the Sites to ensure that you are aware of the latest version
GRIEVANCE REDRESSAL
Redressal Mechanism: Any complaints, abuse or concerns with regards to the use,
processing,
deletion and disclosure of Information provided by you or breach of these terms should immediately be
informed
to the designated Grievance Officers as mentioned below via in writing or through email signed with the
electronic signature [email protected] addressing to Mr. Kabeer Sharma - "Grievance
Officer"
Any complaints or concerns with regards to content or to report any abuse of laws or breach of these
terms may
be taken up with the designated grievance redressal officer as mentioned below by sending an email to or
via
post to
Grievance Redressal Officer (http://aar.cuckootool.com/4xj4444_3binfsngenuxwavu/)
Mr. Kabeer Sharma
http://aar.cuckootool.com/4xj4444_3binfsngenuxwavu/
Times Internet Limited
391, Udyog Vihar, Phase – III,
Gurgaon ,Haryana 122002, India.
Ph: 0124-4518550
We request you to please provide the following information in your complaint/Grievance:-
a) Identification of the information provided by you;
b) Clear statement as to whether the information is personal
information
or sensitive personal information;
c) Your address, telephone number or e-mail address;
d) A statement that you have a good-faith belief that the
information has
been processed incorrectly or disclosed without authorization, as the case may be;
e) A statement, under penalty of perjury, that the information in
the
notice is accurate, and that the information being complained about belongs to you;
f) You may also contact us in case you have any questions /
suggestions
about the Policy using the contact information mentioned above.
The Company may reach out to you to confirm or discuss certain details about your complaint and issues
raised.
The Company shall not be responsible for any communication, if addressed, to any non-designated
person in this regard.